Coastal oriented mid-century gem in OWINGS BEACH community. So much more than meets the eye, drive past what appears to be a beach cottage, step inside for over 2000 sq feet of living space! With layout and finishes giving homage to the mid-centry build, this unique and charming home is move in ready, but has unlimited potential for use of space for its next owners! The main floor includes 2 bedrooms and with a primary bath in between -- perfect for guest space, or potential 1-level living. The kitchen, situated in the center of the home, features plenty of counter space, a coffee nook, and raised bartop area flowing into the enormous living room/multi use space! Adorable laundry/utility workroom off of living space, and powder room for guests. Just upstairs, the amazing Primary suite with seasonal panoramic bay views, features walk-in closet, and luxurious en-suite bathroom complete with soaking tub, separate shower, & custom tile! Enjoy the charming screened front porch, listening to the bay breeze and greeting neighbors. Neighborhood features water access, and community piers within close walking distance. Situated near dining, shopping, entertainment, and parks. And a quick commute to Annapolis or Washington, DC! PLUS -- Potential FHA assumable loan -- ask how you could possibly take advantage of the Sellers' low interest rate! *** Fireplace sold as-is Owner does not use it