Welcome to the sought-after, water-privileged community of Selby on the Bay-with no HOA. Embrace the Chesapeake Bay lifestyle in this charming colonial, just moments from the water. Step inside to a bright and inviting interior filled with natural light, enhanced by new windows and a glass door. The open living room features laminate flooring, crown molding, and detailed trim, creating a warm and welcoming space. The spacious dine-in kitchen offers stainless steel appliances, granite countertops, tile flooring, and ample cabinet storage-perfect for everyday living and entertaining. Upstairs, the generous owner's suite features vaulted ceilings and a private en-suite bath with a walk-in shower. Two additional bedrooms and a recently remodeled full bath with tub/shower complete the upper level. Outdoor living shines with a large 12' x 18' screened-in porch, complete with a vaulted wood plank ceiling, ceiling fan, electrical outlets, and charming market lights-ideal for relaxing year-round. The fully fenced backyard includes a storage shed with electric and a wide gate providing access to a 10' x 30' parking pad, perfect for a boat or small trailer. Residents of Selby on the Bay enjoy exceptional community amenities, including a waterfront sandy beach park, swimming area with nets, picnic tables, playground, boat ramp, kayak storage, community center, and basketball court. The neighborhood also hosts frequent social events such as yoga, pickleball, and holiday gatherings. A must-see coastal retreat with unbeatable community perks. Please note: Square footage is estimated and calculated by an independent third party; information is deemed accurate but not guaranteed.